Starfish Services, LLC
Counseling and Life Coaching
...making a difference, one life at a time

Insurance

Insurance
Services may be covered in full or in part by your health insurance or employee benefit plan.  Please check your coverage carefully by asking the following questions:
  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • Are there different deductibles, co-pays or co-insurance for in-network and out-of-network sessions?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?
  • Do I have a flexible spending account through my employer that would cover any out of pocket cost?
I am an In-Network Provider for the following Insurance Plans:
  • Aetna
  • America's PPO
  • Behavioral Health Providers
  • Blue Cross/Blue Shield
  • Cigna
  • ComPsych
  • Coventry
  • Health Partners
  • Humana
  • LifeSynch
  • Magellan
  • Medica
  • Medicare
  • Medical Assistance
  • Metropolitan Health Plan
  • MHNet
  • Preferred One
  • Tricare/Triwest
  • UCare
  • United Behavioral Health/United Health Group
  • Value Options
If your insurance provider is not listed above, check with your provider regarding out-of-network coverage.
Or, consider the benefits of private pay:

When you choose private pay: 
    • You (or your child) do not need to receive a mental health diagnosis in order to receive therapy
    • You and your therapist can together determine what to focus on, how often to meet, and how many sessions you need, without being constrained by insurance company guidelines
    • Your information remains confidential (within the limits of the law) between you and your clinician
    • You are able to access family and couples therapy - services which are not covered by many insurance plans
    • You may have Flex Plan benefits through your employer that you can use to pay for your therapy sessions
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